Privacy Policy

1. Information We May Collect

When you voluntarily submit information through our website, we may collect information such as:

• Full name
• Mobile number
• Email address
• City and State
• Age group
• Occupation or investor profile
• Investment experience
• Financial goals
• Approximate investment range
• Preferred communication method
• Information or questions submitted through enquiry and consultation forms

You should only provide information that is necessary for your enquiry or requested service.

2. Automatically Collected Information

When you browse the website, certain technical information may be collected automatically by the website or hosting/analytics services, such as:

• Browser type
• Device type
• Operating system
• Approximate location derived from technical information
• Pages visited
• Date and time of access
• Website referral information
• Technical/log information

This information may be used to maintain website security, improve performance and understand general website usage.

3. How We Use Your Information

Information submitted by you may be used to:

• Respond to your enquiry
• Contact you regarding your requested consultation
• Understand your investment goals and requirements
• Provide mutual fund education and general guidance
• Conduct portfolio discussions or reviews requested by you
• Improve our website and investor-education content
• Maintain records relating to enquiries and communications
• Comply with applicable legal, regulatory and professional requirements

We do not use your information to guarantee investment returns or to make unauthorised transactions on your behalf.

4. Communication

If you voluntarily provide your mobile number, email address or other contact information and consent to being contacted, we may communicate with you through phone, WhatsApp, SMS or email regarding your enquiry or requested mutual fund guidance.

You may request that we stop non-essential communications at any time.

5. Sharing of Information

We do not intend to sell your personal information.

Information may be shared with relevant service providers, technology providers, hosting providers, communication platforms, regulatory authorities, AMCs, RTAs or other entities where reasonably necessary to provide a requested service, comply with legal/regulatory requirements, maintain security, or process an investment-related request initiated by you.

Where third-party services are used, their own privacy policies and terms may also apply.

6. Mutual Fund Transactions

BlueRay Wealth is primarily an investor-guidance and mutual fund distribution website. This website should not be treated as a substitute for the official transaction platform of an AMC, RTA, exchange or other authorised intermediary.

Where an investor chooses to transact, the applicable AMC, RTA, exchange/platform and other authorised entities may collect and process information according to their respective policies and regulatory requirements.

7. Data Security

We take reasonable measures to protect information submitted through the website against unauthorised access, misuse, alteration or disclosure.

However, no internet-based transmission or electronic storage system can be guaranteed to be completely secure.

8. Third-Party Links

This website may contain links to third-party websites, platforms or resources.

BlueRay Wealth does not control the privacy practices, security or content of such third-party websites. Users should review the applicable privacy policies before submitting personal information to them.

9. Children's Privacy

This website is intended for general investor education and financial guidance. We do not knowingly seek personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our website, services, technology or applicable requirements.

The updated version will be published on this page with the revised effective date.

11. Contact

For questions regarding this Privacy Policy or your personal information, please contact:

By using this website or voluntarily submitting your information through our enquiry forms, you acknowledge that you have read and understood this Privacy Policy.